Build Your Credit 101
1. Open a savings account. Lenders can view as a sign of stability. You will have money for emergencies
2. Pay your bills on time. Automatic bill payment plans can help to keep payments on time.
3. Obtain a secure credit card. You can build your credit. Make sure that the issuer reports credit information to the three credit bureaus. You can eventually get unsecured credit card.
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* Free Credit Builder* – bill pay transactions are reported to PRBC®
* No Overdraft Fees – no minimum balance required
* Advance loan option, no credit check needed.*
* Reloadable - $10,000 balance limit
Horizon Gold Credit Card
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